When will interest rates drop below 4%
- rayloveshomes
- 1 day ago
- 1 min read

Stop Waiting for Perfect Mortgage Rates — Start Building Equity Today
Over the last 40 years, mortgage rates have seen it all — from the highs of 18% in the '80s to the lows of 2-3% during the pandemic. If you're waiting for rates to magically drop, you might miss the real opportunity: owning a home in Sacramento’s thriving market.
The truth? Rates fluctuate. But real estate appreciates — especially in growing markets like Sacramento. Waiting could mean paying more later, both in home prices and missed equity.
As Ray Maestas, Sacramento's trusted Realtor, I help buyers focus on what truly matters: timing the market instead of timing the rates.
Ready to stop renting and start building wealth? Let’s talk.
Ray Maestas Folsom Realtor is a top agent in NorCal specializing in Folsom, Roseville, Fremont, Union City, Fair Oaks, El Dorado Hills, and the surrounding communities
#SacramentoRealEstate #RayMaestasRealtor #MortgageRates2025 #SacramentoHomes #RealEstateAdvice #BuyNowNotLater
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